中国社会养老保险适度支出水平研究  

Research on Moderate Spending Level of Social Endowment Insurance in China

作　　者：王振军[1] 

机构地区：[1]兰州商学院财税与公共管理学院,甘肃兰州730020

出　　处：《技术经济与管理研究》2015年第5期75-80,共6页Journal of Technical Economics & Management

基　　金：国家社科基金项目(12BSH070)

摘　　要：文章采用历年相关统计数据资料并构建计量模型,就2014年至2040年我国社会养老保险的适度支出水平和当前我国社会养老保险的实际支出水平进行了测算和分析。分析结果表明:当前我国社会养老保险的总体实际支出水平低于适度支出水平,但由于在不同人群采用不同的社会养老保险制度,机关事业单位社会养老保险的实际支出水平很高,城镇企业职工社会养老保险的实际支出水平较为适宜,城乡居民社会养老保险实际支出水平极低。鉴于当前我国针对不同人群实施不同的社会养老保险制度且不同社会养老保险制度待遇标准差异较大,文章以企业职工养老保险的"社会统筹+个人账户"模式为基础就建立全国统一的社会养老保险提出了相应对策建议,以利于我国社会养老保险的可持续发展。This paper calculated and analyzed the moderate spending levels of social endowment insurance from 2014 to 2040 and the current actual expenditure level of social endowment insurance on the basis of the calendar data and the relevant statistical econometric models. The results show that the current overall actual expenditure level of social endowment insurance is lower than moderate expenditure levels, but because of different people with different social endowment insurance system, actual expenditure level of social endowment insurance is higher than moderate expenditure levels at institutions, the actual expenditure level of social endowment insurance is suitable for urban enterprise workers, actual expenditure levels of social endowment insurance for urban and rural residents is too low. In view of the different social endowment insurance system for different groups and the different standards of social endowment insurance system in China, this paper established unified national social pension insurance on the basis of ＂social pooling add personal account＂ model, and proposed the corresponding countermeasures and suggestions to facilitate the sustainable development of China＇s social pension insurance.

关 键 词：社会保险 养老保险 社会保障 保险支出 

分 类 号：F840.62[经济管理—保险]