关于建立新常态下的资信评估体系的研究  

Study on the Establishment of Credit Evaluation System under the New Normal

作　　者：巴特尔[1] 

机构地区：[1]中央财经大学金融学院,北京100081

出　　处：《技术经济与管理研究》2015年第5期111-114,共4页Journal of Technical Economics & Management

摘　　要：中国的资信评级业已有20多年的发展历程,资信评级机构在评级理念、评级方法、指标体系等方面取得了不同程度的进步。但就其总体而言,目前我国资信评级体系尚未形成,需求市场有限,经营规模受融资模式制约及业务单一等一系列问题。公信力及资信评级自身建设难以适应金融市场健康发展和社会信用体系建设的需要。我国资信评级存在的问题主要表现在以下几个方面:资信评级是揭示企业信用风险,有利于投资者快速、方便地得到客观、公正的信用信息,为投资者提供有效的参考信息。因此,我们应由政府牵头发展资信评级体系的建设,建立权威的资信评级机构,与国际评级机构合作,完善资信评级制度、相关法律制及公司治理结构。China＇s credit rating has been more than twenty years of development history, credit rating agencies have made certain degrees of progress in terms of rating idea, rating methodologies and index system. But overall, for now the system of China＇s credit rating has not yet formed, there exist the problems of market demand limiteding, the scale of operation constrained by business financing model. Credibility and credit rating is difficult to adapt to the needs of self-construction and healthy development of the financial market and the social credit system construction. Credit rating problems are mainly in the following aspects. Credit rating reveals corporate credit risk , helps investors quickly and easily obtain objective and impartial credit information and provide investors with a valid reference information. Therefore, the government should play the leading role in the development and construction of credit rating system and establish the authority of the credit rating agencies, in cooperate with the international rating agencies, then improve the credit rating system, the relevant legal system and corporate governance structure.

关 键 词：股市融资 风险控制 股权合作 资源配置 

分 类 号：F832.2[经济管理—金融学]