破解林权抵押贷款难题的调查与思考——基于对吉林省白山市林权抵押贷款融资情况的调查  

Investigation and Thinking to Solve the Problem of Forest Right Mortgage Loan——Based on the Investigation of Jilin Province Baishan City Forest Right Mortgage Financing

作　　者：王晓忠[1] 徐大伟[1] 

机构地区：[1]中国人民银行白山市中心支行,吉林白山134300

出　　处：《吉林金融研究》2015年第4期53-55,63,共4页Journal of Jilin Financial Research

摘　　要：近年来,中央连续多次以一号文件形式提出全面深化林业改革,2015年一号文件更是将健全完善农村集体产权制度和农村土地制度,创新发展农村金融体制作为全年工作重点。在国家大力推进林业改革政策的引领下,如何做好林权抵押贷款工作,盘活森林资源资产,是金融服务"三农"工作的重中之重。但通过调查了解到:办理林权证难度大;配套政策不到位;评估力量薄弱;风险保障机制缺乏;抵押物变现风险大;缺少林权流转平台等多方面的现实难题制约了林权抵押贷款的开办。In recent years, the central has repeatedly to a document in the form of deepen the reform of forestry, the 2015 No. 1 document will be more perfect rural collective property rights system and the rural land system, rural financial system innovation and development as the focus of the work. In the country to vigorously promote the reform of forestry policy guidance, how to do well the work of forest right mortgage loan, inventory of forest resources assets, is a financial service ＂three rural＂ work is the priority among priorities. But through the investigation to understand： for forest certification is difficult; lack of supporting policies; evaluation is weak; the lack of risk protection mechanism; collateral liquidity risk; lack of the realistic problem of forest right circulation platform and other aspects of the mortgage for Lin Quan.

关 键 词：林权抵押贷款 融资 林权流转 

分 类 号：F832.4[经济管理—金融学] F326.2