农业保险对农户生产行为的影响及对策探讨  

The Impacts of Agricultural Insurance on Farmers' Production Behaviors and the Countermeasures

作　　者：黄亚林[1] 

机构地区：[1]湖南农业大学经济学院,湖南长沙410128

出　　处：《当代经济管理》2015年第6期86-89,共4页Contemporary Economic Management

基　　金：国家社会科学基金项目<基于农村金融增量改革的农户融资约束缓解研究>(13BJY097);湖南农业大学国家级优秀博士学位论文培育基金项目<政策性农业保险主体间利益协同机制研究>(GYB201003);湖南省哲学社会科学基金项目<健全农业保险制度研究>(12YBA168)的阶段性研究成果

摘　　要：作为对农业风险损失进行事后补偿的一种手段,农业保险对稳定和保障农户的生产行为、引导农户生产行为规模化、振兴农村经济有着非常积极的作用,但是农业保险试点以后农户的投机行为等问题也制约着农业保险的发展。因此研究农业保险对农户生产行为的影响可以对农业保险提出有效可行的建议。Agricultural insurance is designed for farmers to provide protection against their economic losses which may cause by natural disasters and accidents in agricultural production process. As a means of compensation for agriculture risk, it has a very. active role in three aspects, including stabling and protecting the production behaviors of farmers, guiding fataners to conduct large-scale production and promoting the rural economy. However, after the pilot of agricultural insurance, issue such as farmers＇ speculation also restricts the development of agricuhural insurance. So, analysis the influence of agricultural insurance to famlers＇ production behavior contribt^tes to propose a feasible and effective countermeasurtts and suggestions for agricuhural insurance.

关 键 词：农业保险 逆向选择 生产规模 

分 类 号：F840.66[经济管理—保险]