我国农村合作经济组织开展资金互助业务探讨——基于国外农村合作金融组织成功发展经验的启示  

A Study on the Mutual Funds Business of Chinese Rural Cooperative Economic Organizations—— Enlightenment from the Successful Experience of Overseas Rural Finance Cooperatives

作　　者：李明贤[1] 周蓉[1] 

机构地区：[1]湖南农业大学经济学院,湖南长沙410128

出　　处：《当代经济管理》2015年第6期94-97,共4页Contemporary Economic Management

基　　金：国家社会科学基金项目<基于农村金融增量改革的农户融资约束缓解研究>(13BJY097);教育部新世纪优秀人才计划项目<农村小微企业融资困境研究>(NCET-12-0716);湖南省教育厅重点科研项目<农村信贷抵押担保方式创新研究>(14A064)

摘　　要：近年来,资金短缺和融资困难已经逐渐成为我国农村经济快速发展的瓶颈。为缓解农户资金短缺问题,农村合作经济组织内资金互助业务悄然兴起,但发展成效却很有限。通过总结部分发达国家合作金融成功发展的经验,对比我国农村合作经济组织开展资金互助合作业务的现状,分析制约其发展的因素,并提出促进资金互助业务健康发展的对策和建议。In recently years, funds shortage and financing difficulties have become the bottleneck of rapid economic development among China＇s rural areas, in order to solve this problem, mutual funds business of rural cooperatives economic organization is gradually prosperous. However, its effectiveness is very limited. The article summarized the successful experience of the cooperative finance in the developed countries and compared it with the current situation of our country, then, analyzed the restrictions factors that the mutual funds business development is facing with in China. Finally, the article proposed countermeasures and suggestions.

关 键 词：农村合作经济组织 资金互助业务 成功经验 制约因素 

分 类 号：F832.3[经济管理—金融学]