保险公司破产的经济影响与监管研究:来自美国的经验及启示  

The Economic Impact of the Insurance Company Bankruptcy and Regulations Research: The Experience and Enlightenment of the United States

作　　者：孙立娟[1,2] 

机构地区：[1]对外经济贸易大学保险学院,北京100029 [2]新疆财经大学金融学院,新疆乌鲁木齐830012

出　　处：《金融理论与实践》2015年第6期97-101,共5页Financial Theory and Practice

基　　金：国家自然科学基金(批准号:71303045);对外经济贸易大学中央高校基本科研业务费专项资金(批准号:14YB07)的资助

摘　　要：基于美国保险业的破产数据和文献资料,分析阐述了美国保险业的破产概况和保险公司破产的经济影响,剖析了保险公司的破产原因,考察了美国的保险监管对破产保险公司的管理处置措施,最后对我国保险监管提出了对策建议。Based on the insurance industry in the United States bankruptcy data and literature, this article reviewed the general situation of the bankruptcy in the United States insurance industry, studied the economic impact of the insurance company bankruptcy, and analyzes the causes of bankruptcy, examined the American insurance regulatory and principles of bankruptcy resolution. Suggestions on China＆#39;s insurance regulation are also proposed.

关 键 词：保险市场 保险公司破产 破产原因 偿付能力 保险监管 

分 类 号：F840[经济管理—保险]