基于SIM卡的金融应用移动数字签名业务研究  

Research on SIM Card-Based Mobile Digital Signature and Authentication for Financial Services

作　　者：胡博[1] 严斌峰[1] 仇剑书[1] 董双赫 

机构地区：[1]中国联合网络通信有限公司研究院终端与测试实验室,北京100032

出　　处：《电信科学》2015年第6期12-17,共6页Telecommunications Science

摘　　要：随着智能终端和移动互联网的快速发展,在网上银行等行业应用中使用移动终端进行用户认证的方式愈发普及。传统的USB key用户认证方式逐渐被基于移动终端的用户认证方式取代。从移动运营商角度出发,研究分析了利用移动终端和SIM卡实现金融类应用用户数字签名认证的技术要求,梳理了基于智能终端和智能卡的安全技术,提出了基于电信智能卡的金融类应用用户签名和身份认证的技术架构和业务流程。With the development of smart phones and mobile internet, it is a trend that leveraging mobile devices to perform user authentication for cross industry application, such as electric bank. Traditional USB key based digital signature and authentication has been replaced by authentication based on mobile devices. Requirements for mobile digital signature and authentication method based on smart phones and SIM card were analyzed, architecture and service procedures for SIM card-based mobile digital signature and authentication were proposed.

关 键 词：智能卡 数字签名 认证 

分 类 号：TN929.5[电子电信—通信与信息系统]