养老金待遇差别与机构养老意愿研究——基于城乡调查样本的实证分析  

The Study on Pension System Treatment Differences and Institutions for Old-age Care of Urban and Rural Residents

作　　者：于凌云[1] 廖楚晖[1] 

机构地区：[1]西南交通大学公共管理学院

出　　处：《财贸经济》2015年第6期151-160,F0003,共11页Finance & Trade Economics

基　　金：国家社科基金"推进城乡养老服务机构市场化的政府补贴机制研究"(项目编号:14BJY148)的资助

摘　　要：不同的基本养老保险待遇会影响个人或家庭的养老消费决策及机构养老的意愿。基于我国华南、华中、华东、华北及西部地区城乡的抽样调查样本,本文运用多分类Logistic模型,实证研究了基本养老保险待遇差异对机构养老意愿的影响。结果表明:较之于华北和西部地区,华南地区样本显示出相对较高的机构养老意愿;参加城乡居民基本养老保险、城镇企业职工基本养老保险及享有机关事业单位退休金等三类群体的机构养老意愿均显著高于未参保群体;居民家庭中子女越多,其机构养老意愿越低。The differences of social old-age insurance treatment affect the consumption decisions of individuals or families and their willingness of institution for old-age care. This paper applies the ordered logistic model to take an empirical analysis on social old-age insurance treatment differences and willingness of institution for old-age care from urban and rural residents, based on sample survey from urban and rural areas of South China, Central China, East China, North China and northeast area. The result indicates that samples of South China show a higher willingness for institution old-age care compared with North China and Western area. Government departments and institutions personnel, urban employees＇ basic insured groups and rural groups insured by society old-age insurance, compared to uninsured population, have a stronger awareness of institution old-age care willingness.

关 键 词：社会统筹 养老金待遇 机构养老意愿 

分 类 号：F842.67[经济管理—保险]