资产证券化在电动汽车融资中的运用  

作　　者：马勇[1] 黄爱科[2] 陈新明[2] 

机构地区：[1]江西科技学院财经学院基础教研室 [2]江西科技学院财经学院

出　　处：《企业经济》2015年第6期189-192,共4页Enterprise Economy

基　　金：江西科技学院2014年度校级协同创新招标项目"基于电动汽车的市场化融资模式研究"(批准号:XJXT1417)

摘　　要：资产证券化作为一种新型融资模式,无论从政策面支持,还是从资产证券化超常规发展现状来看,都很清晰地表明了它将成为我国提高直接融资比例的一种重要融资模式。根据目前我国电动汽车主要消费群体——城市公共交通部门的特点,分析了政府将资产证券化作为电动汽车市场化融资模式的可行性,并按照终端消费者的公共性特征,构建了电动汽车融资的具体操作流程,并提出重视证券化产品增信、完善投资人保障制度以及在融资过程中加强信息披露等对策建议。As a new financing model, the asset securltization clearly manifests that it will become a significant financing model to im- prove the proportion of direct financing in our country in terms of both policy support and the ultra conventional develop- ment of asset securitization. At present, according to the characteristics of the major consumer groups of China＇ s electric vehicle, the urban public transport sector, this paper analyses the feasibility of government making asset securitization as the financing mode of the electric vehicle market, and according to the common characteristics of end consumers, it constructs the specific operation process of electric car financing and puts forward several measures and suggestions such as emphasizing increasity, trust of securitization products, perfecting the investor protection system and strengthening information disclosure during the financing process.

关 键 词：资产证券化 电动汽车 融资模式 

分 类 号：F832.5[经济管理—金融学] F416.471