互联网金融下我国新型农业经营主体的融资模式创新  

Financing Model Innovation of New Agricultural Management Entities under the Background of Internet Banking in China

作　　者：江维国[1,2] 李立清[1] 

机构地区：[1]湖南农业大学经济学院 [2]贺州学院经济与管理学院

出　　处：《财经科学》2015年第8期1-12,共12页Finance & Economics

基　　金：国家社会科学基金项目"新型农村合作医疗可持续发展研究"(项目编号:1IBJID38)

摘　　要：新型农业经营主体是未来我国农业生产的主导力量,但融资难问题制约着其健康发展。互联网金融拓展了资金供给新渠道,能有效弥补传统金融对我国农业发展支持的不足。融资模式创新是经济发展新常态的内在需求,互联网金融支持新型农业经营主体融资有利于两者协同发展。P2P信贷融资、基于大数据小额贷款融资、众筹融资、供应链融资等模式与新型农业经营主体融资模式创新具有内在契合性,而完善互联网金融基础设施、提高经营者金融与诚信意识、建设现代企业制度等举措是其融资模式创新的有力保障。New agricultural management entities are the major force of China＇s agricultural production in the fu- ture, however, fmancing problems have restricted the healthy development of agriculture. Internet finance has expanded new channels of money supply and effectively made up for the shortcomings of traditional financial support for agricultural development in China. Financing model innovation is the internal demand of the eco- nomic development in the new normal phase and Intemet financial support for agricultural management entities is conducive to joint development of the two. Models like P2P credit finance, microcredit Fmancing based on big data, crowd- funding and supply chain financing are inherently consistent with financing model innovation of new agricultural management entities. Furthermore, initiatives such as improving the infrastructure of Internet financing, raising operators＇ fmance and credit awareness and building a modem enterprise system is the sound guarantee of financing innovation.

关 键 词：互联网金融 新型农业经营主体 融资模式创新 保障机制 

分 类 号：F325[经济管理—产业经济] F832.4