试谈互联网金融缓解小微企业融资难题  

作　　者：雷泶[1] 丁美[1] 

机构地区：[1]保险职业学院,湖南长沙410114

出　　处：《保险职业学院学报》2015年第4期45-47,共3页Journal of Insurance Professional College

摘　　要：小微企业对我国家经济的发展起着至关重要的作用,有利于我国经济平稳增长,推进创新,活跃市场,扩大就业,在满足人民群众的需要等方面起到了非常重要的作用。然而,小微企业融资难、融资贵的问题使得小微企业的发展面临重大考验。为了促进小微企业的持续健康发展,在互联网金融的支持下,逐渐形成了面向小微企业的互联网融资模式,解困小微企业融资难题。Small and micro enterprises are of vital importance for the national economic development, esp. in promoting the steady growth and innovation of the economy, activating the market and increase the em- ployment rates. They play a very important role in satisfying the people＇ s needs. However, the difficulties and expense of financing impose great challenges for the survival of small and micro enterprises. In order to promote the healthy and sustainable development of small and micro enterprises, with the support of the Internet finance, the Internet financing mode particularly for small and micro enterprises is gradually formed to ease the financing difficulties of small and micro enterprises.

关 键 词：小微企业 互联网金融 融资 

分 类 号：F830.49[经济管理—金融学]