农村土地承包经营权抵押贷款业务开展情况调查——以吉林省延边州为例  

Investigation on the Situation of Rural Land Contract Management Right Mortgage Loan ——Taking Yanbian of Jilin Province as an Example

作　　者：李焕平[1] 许艳杰[1] 

机构地区：[1]中国人民银行延边州中心支行,吉林延边133000

出　　处：《吉林金融研究》2015年第7期55-57,73,共4页Journal of Jilin Financial Research

摘　　要：农村土地承包经营权抵押贷款(以下简称"农地贷")作为突破现有农村生产经营主体融资瓶颈的一项创新性业务,从延边州农行2014年6月发放第一笔农地贷业务截至2015年5月末,延边州累计向316户家庭农场和专业大户发放该项贷款1.19亿元。其中,2015年前5个月发放0.69亿元,较上年末增长1.38倍。贷款余额为1.13亿元,土地经营权设押面积13.72万亩,已覆盖全州8个县市。Rural land contract management right mortgage loans（hereinafter referred to as the ＂loan of land＂） as a breakthrough in the existing rural production enterprises financing bottleneck of an innovative business, from Yanbian Agricultural Bank of China in June 2014 issued the first pen farmland loan business as of the end of 2015, Yanbian accumulated to 316 family farms and professional large issuing the loan of 1.19 billion yuan. Among them, the first 5 months of 2015 69000000 yuan, an increase of 1.38 times compared with the end of last year. Loan balance of 113000000 yuan, the land management authority to set the size of 137200 acres of land, has covered 8 counties in Quanzhou.

关 键 词：涉农贷款 优势 问题 政策建议 

分 类 号：F321.1[经济管理—产业经济] F832.43