农村正规与非正规金融发展对区域产业结构升级的影响  

The Influence of Formal and Informal Financial Development in Rural Areas on Regional Industrial Structure Upgrading

作　　者：鲁钊阳[1,2] 李树[1] 

机构地区：[1]西南政法大学经济学院,重庆401120 [2]西南政法大学法学博士后流动站,重庆401120

出　　处：《财经研究》2015年第9期53-64,共12页Journal of Finance and Economics

基　　金：国家社会科学基金青年项目"金融服务创新促进新型农业经营主体发展的长效保障机制研究"(14CJY049);国家社会科学基金重点项目"生态环境保护的市场化融资机制与模式研究"(14AJY009);2012年西南政法大学校级资助项目"正规金融发展;非正规金融发展与城乡收入差距"(2012-XZ QN18)的资助

摘　　要：文章以农村正规与非正规金融发展影响区域产业结构升级的理论为基础,以我国31个省级单位1998-2012年的数据为例,实证检验了农村正规与非正规金融发展对区域产业结构升级的影响。结果发现:农村正规与非正规金融的发展有利于区域产业结构升级,且两者在促进区域产业结构升级方面的互补效应明显。同时还发现:区域的财政支出水平、人力资本水平、技术水平以及区域人均消费实力均会影响区域产业结构升级,而区域对外开放水平对区域产业结构升级的影响则并不显著。Based on the theoretical analysis of the effect of rural formal and informal financial development on regional industrial structure upgrading,this paper uses the data of 31 provincial units from 1998 to 2012to empirically test the effect.It comes to the results that rural formal and informal financial development is beneficial to regional industrial structure upgrading,and the complementary effect between rural formal and informal financial development is very obvious.Meanwhile,it also shows that regional public expenditures,human capital,technical level and per capita consumption level can affect regional industrial structure upgrading,but regional opening-up level has no significant effect on regional industrial structure upgrading.

关 键 词：正规金融发展 非正规金融发展 产业结构升级 

分 类 号：F832[经济管理—金融学]