技术变革下的普惠金融体系前瞻  

Prospect of the Inclusive Financial System amid the Technological Revolution

作　　者：杨涛[1] 

机构地区：[1]中国社会科学院金融研究所

出　　处：《学术前沿》2015年第12期16-24,共9页Frontiers

摘　　要：近年来,以互联网为代表的新技术,以共享经济的兴起为标志的生产方式、生活方式变革,已经开始对既有金融模式产生巨大冲击。目前,互联网金融已经成为最"时髦"的词汇之一,不仅有许多基于互联网的新融资模式开始涌现,而且传统金融机构也在压力下试图探索转型道路。在技术变革导致金融混业常态化、机构组织边界模糊化的情况下,我们应该更加关注金融功能、业务和产品的变化,更加关注普惠金融体系的未来发展。In recent years, new technologies such as the Internet, and the new mode of production and lifestyle which is symbolized by the rise of the sharing econom26 have had a tremendous impact upon the existing financial model. At present, Internet banking has become one of the most ＂fashionable＂ words. A large number of Internet-based financing modes begin to emerge, pressuring the traditional financial institutions to explore transformation. As the technological revolution causes mixed financial operations and fuzzy organizational boundary; China should pay more attention to the changes in the financial functions, business and product as well as to the future development of the inclusive financial system.

关 键 词：互联网+ 互联网金融 新货币经济学 普惠金融 共享经济 

分 类 号：F49[经济管理—产业经济]