经济增长、产业集中度与保险服务贸易竞争力  

Economic Growth,Industrial Concentration Rate and Competition of Insurance Service Trade

作　　者：黄荣哲[1] 

机构地区：[1]广西财经学院金融工程系/广西金融研究院,广西南宁530003

出　　处：《保险研究》2015年第8期28-35,共8页Insurance Studies

基　　金：广西高等学校数理金融高水平创新团队及卓越学者计划;广西教育厅人文社科研究项目(SK13LX354);广西财经学院数量经济学自治区级重点学科建设项目(2014YBKT08)资助

摘　　要：本文通过实证研究表明,实际有效汇率以及国内外资本市场收益率差异对保险服务贸易竞争力的影响不显著,而发展国内经济、降低产业集中度和开放服务市场成为提升竞争力的重要因素。首先,经济增长为中国保险服务贸易竞争力提供重要支撑;其次,鼓励中小保险公司做大做强能够有效地提升整个保险产业的国际竞争力;第三,开放服务市场增强了保险产业的整体竞争力,预计逆差总规模将会在2017年之后逐渐地减小;最后,虽然保险服务贸易具有自动纠正偏差的能力,但是调整的速度并不是很快。An empirical analysis shows that real effective exchange rate and yield spread of capital market at home and abroad cannot significantly impact the competitive power of Chinese insurance service trade, while improving domestic economy, lowering industrial concentration rate and easier access to service market can effectively enhance the competitive power of Chinese insurance service trade. Firstly, boosting economic growth underpins the insurance industry＇ s competitive power. Secondly, strengthening small and medium-sized insurance companies is important for enhancing insurance service competitiveness. Thirdly, opening the service market lifts insurance industry competitiveness. Insurance service deficit is expected to decrease gradually after 2017. Finally, insurance service trade au- tomatically correct errors, but the adjustment process is not quick.

关 键 词：经济增长 实际有效汇率 保险服务贸易 

分 类 号：F752.68[经济管理—国际贸易]