中国农民专业合作社金融支持展望及对策  

Prospect and Countermeasures of Financial Support for Farmers' Specialized Cooperatives in China

作　　者：孙永珍[1,2] 李铁林[3] 

机构地区：[1]中国农业科学院农业经济与发展研究所,北京100081 [2]河北经贸大学,河北石家庄050061 [3]石家庄铁道大学,河北石家庄050043

出　　处：《农业展望》2015年第8期44-48,62,共6页Agricultural Outlook

基　　金：2014年度河北省社会科学发展研究课题(2014021414)

摘　　要：当前中国农民专业合作社面临着严峻的资金短缺问题,已经成为制约其发展的关键因素。农民专业合作社的弱质性、农村信贷市场严重的信息不对称,以及合作社融资的法律法规不完善、对农村金融的过度管制、缺乏真正的合作金融组织,致使金融机构向合作社贷款的风险较高,进而加大了合作社从金融机构获得贷款的难度。因此,适宜的金融支持也就成为推动合作社健康发展的关键。针对中国农民专业合作社金融支持方面存在的问题,分析了阻碍农民专业合作社从金融机构获得贷款的因素,对合作社金融支持发展前景进行了展望,并提出了相应的对策建议。The most serious problem that prohibits the development of farmers＇ specialized cooperatives is the shortage of funds. There were several factors which led to the high risk of loaning to cooperatives for financial institute and increased the difficulties for cooperatives getting loan from financial institute： the fragility of farmers＇ specialized cooperatives, the serious asymmetry information of rural credit markets, the incomplete laws of cooperatives＇ financing, the over regulation of rural finance and the lack of real financial cooperative organization. Therefore, proper financial support has become the key factor to promote the healthy development of cooperatives. The authors analyzed the problems existed in the financial support of farmers＇ specialized cooperatives, investigated the factors that inhibited the farmers＇ specialized cooperatives getting loans from financial institute, made a prospect for the financial support and suggested the relative solutions.

关 键 词：农民专业合作社 金融支持 展望 对策 

分 类 号：F321.42[经济管理—产业经济] F832.43