影子银行对区域金融稳定影响的实证研究及应对策略——以青岛市为例  

Empirical Study on the Impact of Shadow Banking on Regional Financial Stability and Countermeasures:A Case Study of Qingdao

作　　者：葛楠[1] 赵映光[2] 刘喜华[1] 

机构地区：[1]青岛大学经济学院,青岛266071 [2]中国人民银行青岛市支行,青岛266071

出　　处：《青岛大学学报（自然科学版）》2015年第3期80-86,共7页Journal of Qingdao University(Natural Science Edition)

基　　金：国家自然科学基金(批准号:71273148)资助;山东省社科基金(批准号:11CJJJ24)资助

摘　　要：对中国影子银行的内涵及外延进行界定,通过数据估计青岛市影子银行的规模。为分析影子银行对区域金融稳定的影响,首先定性分析影子银行对区域金融稳定影响的渠道,然后构建青岛市的金融稳定综合指数,对影子银行与青岛市区域金融稳定以及与房地产之间的关系进行实证分析,结果表明影子银行对区域金融稳定的影响成"倒U"形,存在一个临界值,当影子银行规模小于临界值时,其发展有利于金融稳定,当影子银行规模超过临界值,则会对金融稳定产生不利影响,并提出了影子银行影响区域金融稳定的应对策略。The connotation and extension of shadow bank in China are defined,and the scale of shadow bank in Qingdao is estimated based on relevant data.To analyze the impact of shadow bank on regional financial stability,the influencing factors are analyzed and the regional financial stability index of Qingdao is established.The empirical analysis is conducted on the relationship between shadow bank and regional financial stability in Qingdao and real estate.The results show that the impact of shadow bank on regional financial stability presents a shape of＂inverted U＂with a critical value.When the scale of shadow banking is below the critical value,its development is conducive to financial stability,and vice versa.Finally,countermeasures for the impact of shadow bank on regional financial stability are proposed.

关 键 词：影子银行 区域金融稳定 临界值 

分 类 号：F832[经济管理—金融学]