我国小额贷款公司的可持续发展探析  

Analysis on the Sustainable Development of Small Loan Companies in China

作　　者：俞伯阳[1] 

机构地区：[1]天津电子信息职业技术学院经济管理系,天津300350

出　　处：《经济与管理》2015年第6期48-52,共5页Economy and Management

基　　金：天津市哲学社会科学规划项目(TJYY13-046)

摘　　要：从小额贷款公司的发展现状入手,分析影响其可持续发展的诸如身份定位不明确、税负重融资难、业务创新不足、信用风险控制不充分、替代品的威胁等不利因素,从政府支持、资金供给、业务创新和风险管理方面提出切实可行的发展建议,确保小额贷款公司健康、快速、可持续发展。Starting from the development of small loan companies, we analyze its sustainable development, such as identity positioning unclear, tax burden financing uneasy, business innovation, credit risk control insufficient, the threat of alternative products ect. other adverse factors. From the government support, capital supply, business innovation and risk management, we put forward practical development suggestions to ensure the healthy, rapid and sustainable development of small loan companies.

关 键 词：小额贷款公司 融资 税负 风险控制 可持续发展 

分 类 号：F830.39[经济管理—金融学]