论土地承包收益权担保的法律构造——兼评吉林省农地金融化的地方实践  

The Legal Construction of Proprietary Security Rights on Usufruct Right to Contracted Land

作　　者：高圣平[1] 

机构地区：[1]中国人民大学民商事法律科学研究中心,北京100872

出　　处：《法律科学（西北政法大学学报）》2015年第6期189-199,共11页Science of Law：Journal of Northwest University of Political Science and Law

基　　金：国家社科基金项目(12BFX077);司法部国家法治与法学理论研究一般项目(12SFB2038)

摘　　要：在土地承包经营权抵押受到强行法限制的背景下,土地承包收益权作为土地承包经营权的权能,其担保化亦应受限。但土地承包收益作为农业经营主体行使土地承包经营权所可得的未来收益,可以归入"应收账款",由此,土地承包收益权担保可以定性为应收账款质权,从而发挥农地的金融价值。各地开展的土地收益保证贷款试点大多是以土地承包收益权作为反担保财产(让与担保或质押),存在一定的法律风险,应依应收账款质权的基本法理予以重构。即使在目前推行"承包土地的经营权抵押"的政策之下,土地承包收益权担保在非试点地区仍具价值。In current laws,the land contracted management right is forbidden to be mortgaged,and the usufruct right to contracted land which is the content of the land contracted management right should also be limited as collateral. However,the usufruct of contracted land is the future proceeds of the agricultural operator to exercise the land contracted management right,and can be classified as ＂ accounts receivable＂. As a result,the proprietary security right on usufruct right to contracted land can be characterized as accounts receivable pledge,so as to exert the financial value of the farmland. The land usufruct guarantee loans implementing in experimental units are mostly take the usufruct right to contracted land as a counter guarantee property（ security transfer or pledge）,among which there are certain legal risks,and should be reconstructed in accordance with the basic legal theory of account receivable pledge. Even in the implementation of the policy of mortgage on land management right,pledge on land contracted management right is still valuable in other areas.

关 键 词：土地承包收益权 让与担保 土地经营权抵押 

分 类 号：DF521[政治法律—民商法学]