产业信贷资金配置效率及影响因素研究——基于柳州实证  

Distribution Efficiency of Industrial Credit Funds and Its Influencing Factors

作　　者：刘靖波[1] 沈媛[1] 周国凯[1] 郑振宇[1] 吕凤林[1] 黄鹏[1] 李秀峰[1] 黄科峰[1] 李芳[1] 

机构地区：[1]中国人民银行柳州市中心支行,广西柳州545001

出　　处：《区域金融研究》2015年第10期14-24,共11页Journal of Regional Financial Research

摘　　要：信贷资金配置方式和效率对整个产业结构转型升级及经济增长有着重要影响。因此,本文通过Wurgler(2000)模型和DEA模型,从区域分布、产业分布以及工业各行业内部角度入手,对柳州市产业信贷资金配置效率进行了实证检验。结果发现,地域、产业和行业信贷资金分布不同,产业配置效率也有明显差别。结合检验结果,本文最后提出了相应的对策建议。The way and efficiency of credit funds distribution have great influence on industrial restructuring and upgrading. Based on the Wurgler and DEA models, the paper makes an empirical test on the distribution efficiency of industrial credit funds of Liuzhou City, from the aspects of location distribution, industrial layout and different indus- trial sectors. It reveals that there are diverse distribution and efficiency of credit funds in different locations, industries and sectors. Then, the paper proposes related suggestions according to the test result.

关 键 词：产业 信贷资金 配置效率 柳州 

分 类 号：F830.56[经济管理—金融学]