新疆农村非正规金融对农民收入增长效应的实证研究  

Empirical Research on the Effect of Rural Informal Finance to Farmers' Income Growth in Xinjiang

作　　者：张燕[1] 永春芳[1] 汪晶晶[1] 辛冲冲 

机构地区：[1]新疆农业大学,新疆乌鲁木齐830052

出　　处：《区域金融研究》2015年第11期22-26,共5页Journal of Regional Financial Research

基　　金：农村金融支持新疆"三农"经济发展问题研究(XJGRI2015085);新疆人文社科重点研究基地干旱区农村发展研究中心课题"新疆强农惠农政策绩效评价与对策研究"(XJEDU030114Y02)

摘　　要：本文基于1994～2013年新疆统计数据，依次应用ADF检验、Johansen协整检验、VEC模型及Grange因果检验，实证分析了新疆农村非正规金融对农民收入增长的效应。结果表明：第一，长期来看，新疆农村非正规金融对农民人均纯收入的增长具有稳定的正向促进效应，而且非正规金融对农民增收的促进效应更明显；第二，新疆农村非正规金融对农民收入的增长在短期内不仅没有促进效应，反而存在微弱的阻碍效应；第三，新疆农村非正规金融与农民收入增长之间的因果关系并不显著。并在此基础上提出相关政策建议。This article analyses the effect of rural informal finance to farmers ＇ income growth in Xinjiang by selecting the statistical data from 1994 to 2013, using Co-integration analysis, and applying the VEC model and Grange causality test. In the long run, results show that the rural informal finance and net income of each rural resident exist stable positive relationship in Xinjiang, and informal finance is higher than the formal finance in promoting the efficiency of the farmers＇ income ; In the short term, the development level of informal finance is not playing a significant role on increasing farmers＇ income in Xinjiang, but has a slight effect; There is no obvious causality between rural informal finance and farmers＇ income growth. On the basis, this paper gives the further direction of the development of Xinjiang rural informal finance.

关 键 词：农村非正规金融 农村正规金融 农民人均纯收入 新疆 

分 类 号：F830.6[经济管理—金融学]