Corporate Governance,Government Regulation and Bank Stability  

作　　者：王宇明 曲洪建 高长春 

机构地区：[1]Glorious Sun School of Business & Management,Donghua University [2]Fashion College,Shanghai University of Engineering Science

出　　处：《Journal of Donghua University(English Edition)》2015年第4期700-704,共5页东华大学学报（英文版）

基　　金：Ministry of Education Humanities and Social Science Youth Fund Project,China(No.12YJC630157);Shanghai University of Engineering Science,China(No.2012pg33)

摘　　要：By using the data collected from the years 2006 to 2012 of16 listed banks as samples,an empirical test was set up to analyze the impacts of corporate governance and government regulation towards bank stability. The results show that the nature and percentage of ownership of the largest shareholder,as well as the top10 shareholders, have no significant impact on bank stability.Supervision of board of directors increases bank stability, while independent directors could not play the role of supervision. Higher executive compensation increases bank stability,while shareholding of executives does not show much incentive function. Franchise value has self-regulatory effects. Capital regulation also improves bank stability. Implicit insurance covers the entire banking system.Improving corporate governance and government regulation to increase bank stability are put forward.By using the data collected from the years 2006 to 2012 of16 listed banks as samples,an empirical test was set up to analyze the impacts of corporate governance and government regulation towards bank stability. The results show that the nature and percentage of ownership of the largest shareholder,as well as the top10 shareholders, have no significant impact on bank stability.Supervision of board of directors increases bank stability, while independent directors could not play the role of supervision. Higher executive compensation increases bank stability,while shareholding of executives does not show much incentive function. Franchise value has self-regulatory effects. Capital regulation also improves bank stability. Implicit insurance covers the entire banking system.Improving corporate governance and government regulation to increase bank stability are put forward.

关 键 词：corporate governance franchise value capital regulation recessive Insurance bank soundness 

分 类 号：F83[经济管理—金融学]