The Financial Barriers of SMEs in Albania and Their Impact on the Economic Development  

作　　者：Fatmira Kola Erjon Sula Mario Calabrese 

机构地区：[1]Tirana Metropolitan University, Tirane, Albania [2]University of Salerno, Salerno, Italy

出　　处：《Management Studies》2015年第3期129-137,共9页管理研究（英文版）

摘　　要：Small and medium enterprises （SMEs） represent a significant portion of gross domestic product （GDP） and are recognized as pillars of the economy in Albania. They are the first generators of employment and have a positive impact on revenue from taxes and fees. SMEs are the main bearer of new technology and innovation in the economic fields and the development and exchange of experiences between countries and cultures. The main problems facing the SMEs are administrative barriers, project financing, and lack of specialists in specific profiles. The fact in Albania needs too much work to be done to improve the high degree of informality. The financial system in Albania has not been confronted with a pure financial crisis. The system has had problems that stem from macroeconomic and microeconomic issues, such as fiscal problems, the existence of the informal market, lack of public knowledge about the financial market, and the impact of the international crisis.

关 键 词：financial barriers small and medium enterprises （SMEs） INFORMALITY gross domestic product （GDP） Albania 

分 类 号：C93[经济管理—管理学]