从信用评级角度看融资性担保行业发展——以山东省济南市融资担保公司信用评级为例  

On the Development of Financing Guarantee Industry from the Perspective of Credit Rating——Case of Financing Guarantee Corporation Credit Rating in Jinan City of Shandong Province

作　　者：王世贵[1] 郝祥如 王莉[2] 

机构地区：[1]中国人民银行济南分行营业管理部,山东济南250021 [2]山东财经大学统计学院,山东济南250014

出　　处：《征信》2015年第11期47-51,共5页Credit Reference

摘　　要：近几年,在宏观经济增速持续放缓的大背景下,融资性担保行业代偿能力受损、担保资产质量下降等问题日渐突出。从信用评级角度,深入剖析融资性担保行业的发展现状和主要特点,有利于融资性担保行业健康发展。In recent years, in the context of macroeconomic growth continuous slowing down, such problems for the financing guarantee industry become increasingly prominent as subrogation ability weakened and the quality of the collateral assets declined. From the perspective of credit rating, the paper made an in-depth analysis on the current situation and the main characteristics of the financing guarantee industry, which is conducive to the healthy develop- ment of the financing guarantee industry.

关 键 词：信用评级 指标体系 融资性担保机构 

分 类 号：F832.39[经济管理—金融学]