物联网金融在大宗商品电子交易市场中的应用  

Research on the Application of the Internet of Things Finance to Bulk Commodity E-trading Market

作　　者：许良[1] 

机构地区：[1]大连理工大学城市学院,辽宁大连116600

出　　处：《中国流通经济》2016年第1期64-69,共6页China Business and Market

摘　　要：物联网金融是指面向所有物联网的金融服务与创新,是金融信息化发展的必然产物,也是互联网金融的更高层次。作为一种创新性的金融服务,物联网金融可实现全程协同服务,有利于银行开拓中小企业市场、实现"长尾"效应,有利于业务创新,有助于金融机构降低信贷风险,减少信息不对称现象。将物联网金融应用于大宗商品电子交易市场,可有效解决仓单重复质押、虚假质押、骗贷挪用等问题,促进大宗商品电子交易市场供应链金融的普及应用和健康发展。The Internet of Things finance means all the financial service and innovation of the Internet of Things,which is the evitable result of financialinformationized development and the higher level of the Internet finance. The Internet of Things finance,an innovative financial service,can help us to realize the whole- process coordinated service,provide banks with benefits in exploring the SME market,realize the＂Long Tail＂effect,be beneficial to innovation in business,be helpful for FIs to reduce credit risk,and lessen the phenomenon of information asymmetry. Apply the Internet of Things finance to bulk commodity E- trading market can help us to solve the problems of repeat pledge,false pledge,and cheating in loans,and promote the popularization and health development of supply chain finance in bulk commodity E-trading market.

关 键 词：大宗商品 电子交易市场 物联网金融 供应链金融 

分 类 号：F724.6[经济管理—产业经济]