我国中小型外贸企业出口信用风险管理体系研究  

Research of Risk Management System of Export Credit of Small and Medium-sized Foreign Trade Enterprises

作　　者：王晓丹[1] 万兴亚[1] 

机构地区：[1]东北师范大学马克思主义学部,吉林长春130024

出　　处：《税务与经济》2016年第1期62-66,共5页Taxation and Economy

摘　　要：中小型外贸企业在产品出口过程中由于企业本身认知与能力不足、出口产品自身的特点以及收汇方式等内因,加之缺乏专门的信用评级机构和相应法律保障、风险管理体制存在缺陷等外因,导致其面临诸多信用风险问题。应构建相应的风险预警机制,通过事前预警与客户信用风险和外汇风险预警,从而对出口信用风险进行判别、评价和控制。此外,还应建立科学的征信体系,建立并完善出口信用中介机构,并出台相应政策为中小型外贸企业发展提供资金支持。Because of insufficient competence and recognition ability,the characteristics of export products,the mode of receipt of foreign exchange,along with the lack of the protection from specialized credit agencies and relevant law and deficiencies of risk management system,there are a lot of problems that small and medium-sized foreign trade enterprises are faced with during the process of export. It is essential to establish appropriate risk warning mechanism to identify,evaluate and control credit risk through precaution,customer credit risk and foreign exchange risk alert. In addition to setting up a scientific credit system,it is still crucial to establish and improve the export credit agencies. The government should issue some corresponding policies to provide financial support for the development of small and medium-sized foreign trade enterprises.

关 键 词：中小型外贸企业 出口信用 风险管理 机制构建 征信体系 

分 类 号：F752[经济管理—国际贸易]