论电子商业汇票融资功能的法律制度保障  

Legal System Guarantee on the Financing Function of Electronic Commercial Draft

作　　者：于永芹[1] 李遐桢[2] 

机构地区：[1]烟台大学法学院,山东烟台264005 [2]华北科技学院人文社会科学学院,北京101601

出　　处：《烟台大学学报（哲学社会科学版）》2016年第1期30-34,共5页Journal of Yantai University(Philosophy and Social Science Edition)

基　　金：国家社会科学基金项目"电子票据法律制度研究"(13BFX116)

摘　　要：电子商业汇票将成为越来越重要的融资手段,但我国现行立法尚存在诸多影响电子商业汇票融资的制度缺陷。为了保障电子商业汇票的融资功能,我国立法首先应确立电子商业汇票无因性的立法原则,允许纯融资票据参与融资市场;其次应明确电子商业汇票无条件支付性的法律特征,完善付款人违反无条件支付的法律责任制度;再次应扩大电子商业汇票的参与主体,推进融资主体多元化发展;最后应增设电子商业汇票付款的中期期限,满足不同客户群的融资需求。In order to ensure the financing function of the electronic commercial draft,China＇s legislation should perform as follows. First,to establish the legislative principles of non- causative nature of the electronic commercial draft,and allow pure financing bills to participate in financing market; second,to define the legal characteristics of ＂to pay unconditionally＂of the electronic commercial draft so as to consummate the legal liability system of disobeying ＂to pay unconditionally＂; third,to enlarge the participators of electronic commercial draft,and propel the multiplex development of financing body; fourth,to set the medium deadline for electronic commercial draft payment in order to satisfy the financing needs of different groups of customers.

关 键 词：电子商业汇票 电子商业承兑汇票 电子银行承兑汇票 票据融资 

分 类 号：DF438.7[政治法律—经济法学]