林权抵押贷款行为影响因素分析——以浙江省庆元县为例  被引量:4

Research on the Influential Factors of Forest Right Mortgage Practices Taking Qingyuan of Zhejiang province as an example

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作  者:宁学芳 方陆明[1,2] 唐丽华[1,2] 刘志立[1,2] 樊雅蓉 

机构地区:[1]浙江农林大学信息工程学院,浙江临安311300 [2]浙江省林业智能监测与信息技术研究重点实验室,浙江临安311300

出  处:《林业资源管理》2015年第6期16-21,27,共7页Forest Resources Management

基  金:浙江省高校重大人文社科攻关计划项目(2013QN087);国家自然科学基金(30972361);浙江省公益性技术应用研究计划项目(2014C33045)

摘  要:以浙江省庆元县2010—2013年林权抵押贷款数据为基础,结合实地调查,重点分析了庆元县2010—2013年4年间林权抵押贷款数量变化,金融机构的性质、参与度及贷款数据结构;农户贷款用途、年龄等个人特征对抵押贷款行为的影响。结果表明:林权抵押贷款的主要参与金融机构以政策性金融为主,参与信贷行为农户的年龄集中在35~55岁之间、贷款的用途对林农的信贷行为产生显著影响。Based on forest right mortgage related data of Qingyuan in Zhejiang province from 2010 to 2013 and combined with field investigation, this paper analyzed the loan quantity change in four years, the nature of the financial institution' s,the degree of financial institutions participation and data structure of the loan, the selection of different forms of mortgage loan, the farmers' personal characteristics. The research showed that the mainly involved financial institution is given priority to the finance with policy support, the age of farmers participated in loan behavior is between 35 and 55 years old, the uses of the loans have a significant impact on forest farmers' behavior for loans. Suggestions are made to further promote lending practices.

关 键 词:林权抵押 借贷行为 庆元县 

分 类 号:F326.2[经济管理—产业经济]

 

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