构建信用价值链初探  

A Preliminary Study on Building “Credit Value Chain”

作　　者：汪宇瀚[1] 

机构地区：[1]上海第二工业大学经济管理学院,上海201209

出　　处：《征信》2016年第1期22-25,共4页Credit Reference

基　　金：上海第二工业大学金融学培育学科项目(XXKPY1306)

摘　　要：信用价值链是以信用行为的发生为线索,架构起各类信用主体的上下游关系。分析信用价值琏的内涵,探讨信用价值链的上下游关系,认为在信用价值链的形成中需解决好信用评价指标体系的设计、市场监管与政府监管之间的关系、信用信息数据库接口对接设计等问题,并通过信用价值链的构建,使得处于信用价值链中的各主体主动通过调整自己的经济行为来获得信用产品,实现价值增值。Based on the happening of credit behavior as a clue,credit value chain forms the upper and downwards relationships for all kinds of credit participation. By analyzing the connotation of credit value chain and discussing the upper and downwards relationships of the credit value chain,the paper states that such problems need to be solved during the course of forming credit value chain as designing credit evaluation indicator system,the relationship between market regulation and government regulation,credit information database interface docking design. Building credit value chain can make each participators actively obtain credit products and realize the appreciated value by adjusting their own economic behaviors.

关 键 词：信用价值链 信用指标评价体系 信用产品 信用信息数据库 

分 类 号：F832.4[经济管理—金融学] F224