巴塞尔协议III在我国适用性问题的再审视——兼论监管政策对中小银行的影响  

Re-examination on the Applicability of Basel Ⅲ in China &the Influence of the Regulatory Policy on Medium and Small Banks

作　　者：杜权[1] 庄瑾亮[1] 

机构地区：[1]浙商银行,浙江杭州310006

出　　处：《浙江金融》2016年第1期50-53,共4页Zhejiang Finance

摘　　要：近年来,随着中国银行业的不断发展,出现了一些长期困扰监管层的现象,其主要原因之一可能是以巴塞尔协议为基础的监管政策。本文通过审视和讨论巴塞尔协议Ⅲ在我国适用性的问题,认为在制定监管政策时应充分考虑中国金融体系自身的风险特点和国内外经济金融形势的变化,同时在巴塞尔协议中国化的过程中应兼顾中小银行的适用性。These years,the regulator is troubled by some problems with the development of China＇s banking industry.One reason might be the regulatory policy based on Basel agreement. This articlediscusses the applicability of Basel Ⅲ inChina and comes to the conclusion that the regulator should consider the risk of China＇s financial system along with thechange of economic and financial situation both at home and abroad. The regulator should also consider the applicability ofmedium and small banks when China＇s adopting Basel agreement.

关 键 词：巴塞尔协议Ⅲ 商业银行 监管政策 

分 类 号：F830.1[经济管理—金融学]