流动人口社会医疗保险转移接续的制度分析——基于31个省会和直辖市的政策对比分析  

Analysis on Transfer and Continuing of Social Medical Insurance System for Migrants——A Comparative Study Based on the Policies of 31 Provincial Capitals and Municipalities

作　　者：孙翎[1] 迟嘉昱[2] 

机构地区：[1]中山大学岭南学院 [2]中山大学管理学院

出　　处：《兰州学刊》2016年第3期196-208,共13页

基　　金：国家社会科学基金青年项目"城乡社会医疗保险接续中的个人医保权益接续与统筹基金平衡问题研究"(项目编号:10CJY078);广东省教育厅社科基金一般项目"包容性增长目标导向下社会医疗保险的筹资公平性研究"(项目编号:2012WYXM_0002);中央高校基本科研业务费专项"中国社会医疗保险的制度差异与整合模式研究"

摘　　要：从社会医疗保险的供需双方视角出发,对31个省会和直辖市的流动人口医保转移接续政策进行了对比分析。研究结果表明绝大部分地方政府均已认可流动人口的医保转移接续权利,但对跨省和跨制度转移设置了多项限制条件;受限于中央文件在关键性问题上的政策缺失,以及转出地区和转入地区之间的利益冲突,城镇职工医保统筹基金的退休权益转移尚未实现;参保人的个人账户转移和缴费年限认可问题已得到一定程度解决,但累计缴费年限的折算方法缺乏科学性。针对各类流动人口在医保转移接续中可能存在的问题,提出了统筹基金的转移方案和累计缴费年限的折算思路。From the perspectives of supplier and demander, this paper compares and analyzes of the transfer and continuation palicy of social medical insurance system for the migrants based on the data of 31 provincial capitals and municipalities. Research results show that almost all local governments have admitted the rights of transfer and continuing for the migrants, but a number of restrictive conditions are set up for inter provincial and cross system transfer. Limited to the lack of central policy on some key issues and the conflicts of interest between the transferred regions, the retirement equity transfer of basic medical insurance pooling for urban workers has not yet been achieved. The insured＇s transfer of individual accounts and payment period approved has been solved to some degree, but the conversion of cumulative payment period is not scientific enough. Aiming at the problems of medical insurance transfer for various migrants, the suggestions for the transfer of pooling and the conversion of cumulative payment period are proposed.

关 键 词：流动人员 社会医疗保险 转移接续 统筹基金 缴费年限 

分 类 号：C913[经济管理]