不完备法律下的互联网保险监管研究  

Study on the Internet Insurance Regulation under Incomplete Law

作　　者：赛铮 

机构地区：[1]中南财经政法大学法学院,湖北武汉430073

出　　处：《湖北警官学院学报》2016年第1期110-114,共5页Journal of Hubei University of Police

摘　　要：中国保险监督管理委员会于近日颁布了《互联网保险业务监管暂行办法》,标志着我国互联网保险业务监管制度正式出台。由于新的经济、金融和社会情况不断出现,基于保险行业自身的特点,相关的法律永远是不完备的。我国互联网保险监管存在未规定互联网保险机构的市场准入条件、互联网保险退出机制仍不完善、互联网保险合同要约撤销与撤回并不明确等问题。应建立灵活审慎的市场准入和退出机制,规定网络保险合同条款,鼓励创新并建立互联网保险新型险种备案制度,建立高效、规范的互联网保险信用体系。＂Interim Measures for the Internet Insurance Regulation＂ has been recently issued by the China insurance regulatory commission, which is stand for the formal Internet insurance regulatory system in China. Because of the new economic, financial and social situation appearing constantly, based on the insurance industry＇s own characteristics, relevant laws are always incomplete.There are some problems in Internet insurance supervision, including not providing market access conditions of insurance; Internet exit mechanism still not perfect, the Internet to withdraw offer not clear. We should establish flexible cautious market access and exit mechanism, stipulate network insurance contract clauses, encourage innovation and set up a new internet insurance coverage for the record system, establish an efficient, standardized internet insurance credit system.

关 键 词：不完备法律 互联网保险 保险监管 

分 类 号：D922.284[政治法律—经济法学]