近代中国农业合作金融制度的演进——基于国家与社会之间关系视角的研究  

The Evolution of Agricultural Cooperative Finance System in the Modern China:A Perspective of the Relationship between State and Society

作　　者：易棉阳[1,2] 

机构地区：[1]中南财经政法大学经济学院,湖北武汉430064 [2]湖南工业大学商学院,湖南株洲412008

出　　处：《财经研究》2016年第4期71-80,共10页Journal of Finance and Economics

基　　金：湖南省社会科学基金项目(14YBA1467)

摘　　要：近代中国的农业合作金融制度对当时农村的社会经济发展产生过重大影响,但并没有取得预期的效果。文章从国家与社会之间的关系视角来考察近代中国农业合作金融制度的演进历程,试图从制度演进角度来展现近代中国农业合作金融的全貌。研究表明:(1)近代中国的农业合作金融先后经历了三种不同的制度模式,即北洋政府时期的社会引动与农民自动型制度、南京国民政府前期的国家和社会引动以及社会自动型制度、南京国民政府后期的国家代动与农民被动型制度;(2)无论哪一种制度模式,虽然起到了缓解农村金融枯竭、打击传统高利贷和促进农村经济发展的作用,但又都未能跳出合作金融悖论的怪圈,而合作金融悖论导致近代中国合作金融制度背离了"草根金融"的本质并最终走向失败。文章为当前我国如何构建合适的新型农村金融体系提供了一定的历史借鉴。The modern Chinese agricultural cooperative finance system influenced the development of rural economy and society at that time,but did not achieve the expected effect.This paper explores the evolution of agricultural cooperative finance system in the modern China from aperspective of the relationship between state and society,and tries to show the picture of modern Chinese agricultural cooperative finance from a perspective of institution evolution.It arrives at the following results：firstly,agricultural cooperative finance in modern China experienced three different system models,namely society-guided and peasant-self-acted system during the period of the Beiyang government,state-and-society-guided and society-self-acted system at earlier stage of the Nationalist government in Nanjing,and state-driven passive-peasant-based system at later stage of the Nationalist government in Nanjing;secondly,these three system modes played a role in the alleviation of rural finance depletion,fighting against traditional usury and the promotion of rural economic development,but resulting paradox of cooperative finance led to the deviation of modern Chinese cooperation finance system from grassroots finance and failed at last.It provides a certain historical reference for current construction of appropriate new-type rural financial system.

关 键 词：近代中国 合作金融制度 国家与社会关系 合作金融悖论 

分 类 号：F129[经济管理—世界经济]