利率市场化对我国商业性银行的影响  

The Impact of the Interest Rate Market to Commercial Banks

作　　者：周一成[1] 

机构地区：[1]安徽财经大学经济学院,安徽蚌埠233030

出　　处：《安顺学院学报》2016年第2期134-136,共3页Journal of Anshun University

摘　　要：利率市场化已成为世界金融业改革的核心问题。推进利率市场化改革,有利于促进商业性银行转变经营管理模式、优化金融资源配置、加快金融产品创新。在利率市场化进程中,商业性银行经营发展存在相应的优势、劣势、机遇、威胁,在此基础上需要实施风险管理,大力发展中间业务,强化利率市场的风险管控。Interest rate market has become the core issue of the world＇s financial sector reform. Promote market--oriented interest rate reform and promoting the transformation of commercial bank management model, optimize the financial allocation of resources, and accelerate financial product innovation. In the process of market interest rates, there is a commercial bank business development corresponding strengths, weaknesses, opportunities, threats, need to be implemented on the basis of risk management, and vigorously develop intermediary business, strengthen the market interest rate risk control.

关 键 词：利率市场化 商业银行 SWOT分析 

分 类 号：F832[经济管理—金融学]