“新农保”对农村居民主观福利的影响研究  

A study on the Effect of Chinese New Rural Pension Program on Rural Subjective Well-being

作　　者：何泱泱 周钦[2] 

机构地区：[1]西南财经大学,四川成都610031 [2]对外经济贸易大学,北京100029

出　　处：《保险研究》2016年第3期106-117,共12页Insurance Studies

摘　　要：抑郁症状影响到个人日常生活和身心健康,是衡量主观福利状况的重要反向指标。本文实证分析了"新农保"对农村居民抑郁症状的影响,发现新农保显著提高了农村居民的主观福利状况:按年龄划分,60岁以下参保人群的抑郁程度比未参保人群低7%;60岁及以上参保人群的抑郁程度比未参保人群低16%;新农保对领取养老金的老年人的主观福利影响更大;也显著改善了2011年未参保而2013年参保的新增群体的主观福利。同时,"新农保"政策的影响存在异质性:身体健康状况较差、财富水平较低的农村老年人受到的影响更明显;政策影响在不同地区亦具有差异性。Depressive symptoms are an important indicator of the subjective well-being, which impacts on personal daily life and physical and mental health. Using data from China Health and Retirement Longitudinal Study （CHALRS） 2011 and 2013 ,we empirically studied the effect of Chinese New Rural Pension Program （NRPP） on rural subjective well-being, focusing on the level of depression in different population groups. Our results showed that NRPP policy significantly enhanced rural subjective well-being：elderly people over 60 years old with NRPP pension had higher degree of subjective well-being, as their score on depressive symptoms decreased by 16% , while- people over 60 yearsold decreased by 7%. We also analyzed new insured population in 2013, and found that NRPP policy significantly improved their subjective well-being. Given the heterogeneity of NRPP policy effects, studies showed that the policy effects were better for people with poor health status and poor wealth level. In addition, the influence of NRPP in different regions was different.

关 键 词：新农保 主观福利 抑郁症状 异质性 

分 类 号：F840.67[经济管理—保险]