非正式借贷关系网络对欠发达地区农村家庭收入的影响——基于陕西安康三县农户的调查分析  

Informal lending relationship network's effect on rural family income in less developed areas

作　　者：仪明金[1] 王溪若[1] 刘汶德[1] 袁国方[2] 邰秀军[3] 

机构地区：[1]深圳信息职业技术学院财经学院,广东深圳518172 [2]上海对外经贸大学会计学院,上海201620 [3]山西师范大学经管学院,山西临汾041000

出　　处：《深圳信息职业技术学院学报》2016年第1期58-63,共6页Journal of Shenzhen Institute of Information Technology

基　　金：山西省教育厅基地课题(2014325)

摘　　要：本文在对陕西省安康市1106户农村家庭开展调查的基础上,以非正式借贷关系网络为主线研究了欠发达地区农村家庭的总收入、农业收入、非农业收入和其他收入的影响因素。研究发现:非正式借贷关系网络规模大小与农村家庭收入之间具有显著关系,非正式借贷关系网络规模越大越有利于农村家庭收入的增加;在与非正式借贷关系网络共同影响农村家庭收入的重要因素中,外出务工则对农村家庭收入具有负面影响,劳动力人口数量对农村家庭收入具有正面作用,物价上涨对农村家庭收入具有负面影响。Based on the investigation of 1106 Rural families of Ankang city in Shanxi province, we analyzed the factors that can influence rural familiy income, agricultural income, non-agricultural income and other income in less developed areas and especially focused on informal lending relaionalship network＇s effect durding all these facors. The results show that informal lending relationship network size has significant relationship with rural familiy income, rural family income increase as the informal lending relationship network expand; migrant work has a negative effect on rural familiy income; the working-age population has a positive effect on rural familiy income; the rising prices have a negative impact on rural familiy income.

关 键 词：非正式借贷关系网络 民间借贷 农村家庭收入 

分 类 号：F328[经济管理—产业经济]