基于灰色聚类分析的风险评价方法研究——以江苏民间资本进入金融领域风险评价为例  

Study on Risk Assessment Method Based on Grey Clustering Analysis

作　　者：张娟[1,2] 耿弘[1] 卜胜娟[1] 廖毕丰[1] 

机构地区：[1]南京航空航天大学经济与管理学院,江苏南京211106 [2]山东建筑大学商学院,山东济南250014

出　　处：《数学的实践与认识》2016年第8期74-84,共11页Mathematics in Practice and Theory

基　　金：江苏省高校哲学社会科学研究重点项目(2012ZDIXM018)阶段性研究成果

摘　　要：运用灰色系统理论,结合AHP方法,建立灰色聚类分析模型,对风险进行评价,并以江苏民间资本进入金融领域风险评价为例进行研究.结果表明,民间资本进入金融领域的风险属于高风险范畴,其中进入风险中的产业风险和社会风险属于高风险,信用风险属于较高风险,政治风险属于中等风险.并针对上述风险的等级,提出了相应的政策建议.模型具有一定的实用价值,它对于正确认识民间资本进入金融领域的风险和有针对性地制定相应的政策措施具有一定的理论和现实意义.The grey clustering analysis evaluation model has been established using the gray system theory combining with AHP method（Analytic Hierarchy Process）.Taking Jiangsu private capital into the financial sector risk assessment as an example,the results show that the risk of private capital into the financial field belongs to the highest risk,in which the industrial risks and social risk belong to the highest risk,credit risk belong to higher risk,and political risk belongs to medium risk.For the risk level,the corresponding policy and proposal have been proposed.It has the certain theoretical and practical significance for a correct understanding about the risk of private capital into the financial areas and directly formulating appropriate policies and measures.

关 键 词：灰色聚类法 民间资本 金融风险 产业风险 

分 类 号：F832.7[经济管理—金融学] F224