商业财产保险公司应对自保公司冲击的策略选择  

Commercial Property Insurance Company's Strategy to Deal With the Impact of Captive Insurance Companies

作　　者：刘涛[1] 王东[2] 

机构地区：[1]中国人民大学经济学院,北京100872 [2]对外经济贸易大学保险学院,北京100034

出　　处：《经济问题》2016年第5期44-50,共7页On Economic Problems

摘　　要：从国际保险市场的发展来看,自保公司作为大型企业集团风险管理的重要工具,对商业保险市场形成了明显的冲击;商业保险公司通常会通过与自保公司建立合作机制来应对冲击,并寻找新的市场机会。随着中石油自保公司的成立,我国的商业财产保险公司也必须采取合适的策略以应对冲击,建立有效的合作模式是应对冲击的重要举措,而业务合作与管理合作则是这种合作模式的重要内容。From the perspective of development of the international insurance market, as an important tool for risk management of large enterprise groups, the captive insurance company formed a significant impact to the commercial insurance market. So the commercial insurance companies established cooperation mechanisms with captive insurance companies to respond to such shocks, and looked for new market opportunities. With the establishment of the captive insurance company of Petro of China, China＇ s commercial property insurance companies must adopt ap- propriate strategies to cope with the shocks, and the establishment of effective partnerships is an important measure, and the cooperation of business and management are the importance content of cooperation mode.

关 键 词：自保公司 业务合作 管理合作 

分 类 号：F840[经济管理—保险]