浙江省城市商业银行效率与全要素生产率增长研究——基于Hicks-Moorsteen TFP指数  

Research on the Efficiency and Total Factor Productivity Growth of City Commercial Banks in Zhejiang Province——Based on Hicks-Moorsteen TFP Index

作　　者：袁文潇 

机构地区：[1]暨南大学经济学院,广东广州510632

出　　处：《浙江金融》2016年第3期25-30,共6页Zhejiang Finance

基　　金：国家社会科学基金项目"我国房价稳定与银行稳定的货币政策研究"(12BJY161);国家自然科学基金项目"基于金融稳定视角的逆周期银行监管机制设计研究"(71473103)的资助

摘　　要：本文以城市商业银行为研究对象,并将不良贷款作为坏产出纳入研究范围,借助O’Donnell提出的Hicks-Moorsteen TFP指数,分析了浙江省11家主要城商行在2009-2014年间的效率和全要素生产率增长情况。研究发现:(1)范围不经济导致城商行效率下降,且宁波银行效率最低;(2)技术进步促进全要素生产率增长,但范围效率的退步则使个别城商行全要素生产率下降;(3)在效率—全要素生产率增长矩阵中,样本行未"扎推"分布,各自具有不同的竞争优势。综上,该研究对于浙江省城商行的改革发展具有参考价值。From the perspective of city commercial banks and non-performing loan as a bad output, this paper analy- ses the efficiency and total factor productivity growth of 11 main city commercial banks in Zhejiang Province during 2009 and 2014 using the Hicks-Moorsteen TFP index method proposed by O＇ Donnell. Main results are as follows. Firstly, dis- economies of scope leads to the efficiency reduction of city commercial banks and the Bank of Ningbo has the lowest effi- ciency. Secondly, technical change promotes the TFP growth but a few city commercial banks have TFP decline due to the negative effect of scope efficiency change. Thirdly, in the efficiency--TFP growth matrix, the sample banks doesn＇ t distrib- ute together because of their distinct competitive advantages. To sum up, this research has a reference value on the reform and development of the city commercial banks in Zhejiang Province.

关 键 词：城市商业银行 Hicks-Moorsteen 不良贷款 效率 全要素生产率 

分 类 号：F832.33[经济管理—金融学]