农村资金互助社发展问题研究——以田东县为例  

Research on Development of Rural Mutual Credit Cooperative

作　　者：经严丽[1] 邓玲婉 

机构地区：[1]广西国际商务职业技术学院,广西南宁530007 [2]广西大学,广西南宁530004

出　　处：《区域金融研究》2016年第3期62-68,共7页Journal of Regional Financial Research

基　　金：广西教育厅人文研究课题<广西发展民营金融机构问题研究>的阶段性成果

摘　　要：本文首先对农村资金互助社进行了概念的界定和分析,再深入分析了田东县农村资金互助社现阶段的发展状况,经过研究发现田东县农村资金互助社在发展过程存在着融资渠道有限、社员与业务规模发展缓慢、人员素质不高、内外部监管机制欠缺、缺乏相应的政策扶持等的问题,结合田东县农村资金互助社发展的实际提出了扩大融资渠道、强化互助社内部机构的建设、提升社会公信度、知名度、做好内部人员的培训工作、加大行业监管部门的监管力度等建议。Abstract： In this paper, we firstly introduce the concept of rural mutual credit cooperative, further analyze the development of Tiandong county rural mutual credit cooperative.Then we find that Tiandong county rural mutual credit cooperative exists some problems in the development process. Finally, combining the actual development conditions of rural mutual credit cooperative in Tiandong, the paper proposes to expand the financing channels, strengthen the con- struction of the internal institutions, improve the social credibility and awareness, strengthen internal staff training, strengthen the industry supervision and so on.

关 键 词：农村资金互助社 农村金融改革 融资瓶颈 

分 类 号：F830.6[经济管理—金融学]