“金融消费者”新探  

A New Exploration of “Financial Consumers”

作　　者：黄莉萍[1] 潘晟[1] 

机构地区：[1]武汉理工大学文法学院,湖北武汉430070

出　　处：《行政与法》2016年第5期57-63,共7页Administration and Law

摘　　要：金融消费者的界定,关乎金融消费关系主体权利、义务的配置及法律保护体系的有效建立。我国现行立法未对金融消费者作明确定义,理论上对金融消费者的界定也莫衷一是,因此,金融消费者作为消费者的下位概念,是类型化的消费者。本文从明晰内涵和界定外延的角度出发,借鉴国际经验,立足我国国情,对与金融消费者相关的问题进行探讨,以期得到有益的启示。The definition of financial consumers relates to the subject power of the financial consumption relationship,configuration of obligation and effective establishment of the legal protection system.Our country＇s current legislation does not make an explicit definition for financial consumers and also does not have consensus on the definition of financial consumers theoretically.Therefore,financial consumers as subordinate concept of consumers are typed consumers.The paper starts with perspectives of defining connotation and defining extension,uses international experience for reference,keeps a foothold of our country＇s national conditions,explores and discusses problems that are related to financial consumers in order to get a beneficial enlightenment.

关 键 词：金融消费者 消费者权益保护法 倾斜性保护 

分 类 号：D922.28[政治法律—经济法学]