中国银行业垄断竞争探论——基于PR模型的实证检验  

Exploration of the Banking Monopoly of China——Based on the PR Model Analysis

作　　者：陆军[1,2] 钟阳[1] 

机构地区：[1]中山大学岭南学院,广东广州510275 [2]中山大学银行研究中心,广东广州510275

出　　处：《广州大学学报（社会科学版）》2016年第5期50-58,共9页Journal of Guangzhou University:Social Science Edition

基　　金：国家自然科学基金面上项目(71273287)

摘　　要：长期以来,人们总是将银行业的诸多弊端归结于其垄断性,银行是否垄断事实上是一个实证问题。文章基于银行2006年至2012年的微观面板数据,采用双向固定效应方法,利用PR模型进行实证检验,同既有的文献结果相比较,实证结果显示我国的银行业仍具有相当的垄断地位,需要通过进一步改革以促进竞争。For a long time,it is believed that many of the banking problems in China are attributable to the banking monopoly. The banking monopoly is in fact a problem that may be empirically researched. Based on bank micro panel data from 2006 to 2012,and by using the method of bidirectional fixed effects,this paper adopts the PR model to conduct an empirical test. Comparing with the existing literature results,the empirical results show that banking industry of China is still affected by a considerable monopoly position,which needs further reform to promote the competition.

关 键 词：银行竞争度 PR模型 固定效应 垄断 

分 类 号：F830.3[经济管理—金融学]