农村房屋抵押贷款发展策略探析——以厦门市为例  

Development Strategies of Rural Housing Mortgage Loans——A Case of Xiamen City

作　　者：林绍珍[1] 郑娇娇[1] 

机构地区：[1]福建农林大学金山学院,福建福州350002

出　　处：《台湾农业探索》2016年第2期52-56,共5页Taiwan Agricultural Research

基　　金：国家软科学研究计划(2012GXS4D087);福建省科技厅软科学项目(2012R0035);2015年福建省大学生创新训练项目(201514046015)

摘　　要：以厦门市试点农村房屋抵押贷款为例,在分析厦门市试点农村房屋抵押贷款动因的基础上,指出当前农村房屋抵押贷款存在问题,并提出改革农村土地法律制度、明晰产权,加快农村土地房屋权属登记发证工作,加强农村房屋抵押贷款风险管理,建立健全农村房屋抵押贷款配套制度等措施,从而更好地促进农村房屋抵押贷款的发展。By taking the pilot rural housing mortgage loans in Xiamen as examples,the existing problems of rural housing mortgage loans at present were pointed out based on analyzing the motivation of the pilot rural housing mortgage loans in Xiamen.The countermeasures were put forward including reforming the legal system of rural land and clarifying property rights,speeding up the registration and certification of rural land and housing ownership,strengthening the risk management of rural housing mortgage loans,establishing and perfecting supporting systems of rural housing mortgage loans and so on,thus to promote the healthy development of rural housing mortgage loans.

关 键 词：厦门 农村 抵押贷款 房屋 

分 类 号：F832.4[经济管理—金融学] F301.3