违约赔偿机制下的互联网金融投资理财产品质量均衡模型  

Equilibrium model of internet based financial investment product quality under the default compensation mechanism

作　　者：詹欣[1,2] 尚妍[1,3] 

机构地区：[1]中国科学院大学经济与管理学院,北京100190 [2]中国支付清算协会,北京100033 [3]中国工商银行博士后工作站,北京100032

出　　处：《系统工程理论与实践》2016年第6期1415-1421,共7页Systems Engineering-Theory & Practice

基　　金：国家自然科学基金(71390330;71390331)~~

摘　　要：本文构建违约赔偿机制下的互联网金融投资理财产品质量均衡模型,描述产品提供方,产品购买方,保险公司等市场参与主体的基本行为和效用.通过数理分析研究互联网金融投资理财产品质量,质量控制成本系数,产品提供方先行赔付金额和保险公司担保补偿金额等参数之间的动态关系.对国内典型互联网金融投资理财产品进行比较,并提出相应的客户保护政策建议.Under the default compensation mechanism, an equilibrium model of internet based financial investment product quality is established to describe the market participants＇ behaviors and utilities, such as product supplier, product buyer and insurance company, The mathematical analysis method is used to research the dynamic relationship of internet based financial investment product quality, cost coefficient of quality control, the amount of compensation in advance by product supplier and the covered compensation amount by insurance company China, several policy advices are Comparing the typical investment proposed for customer protection. products of internet based finance in

关 键 词：互联网金融 产品质量 违约风险 赔偿机制 

分 类 号：F832[经济管理—金融学]