区域视角下我国农村金融发展差异及影响因素研究  

A Study on the Differences and Influential Factors of China's Rural Financial Development from the Regional Perspective

作　　者：周泽炯[1] 马艳平[1] 

机构地区：[1]安徽财经大学经济学院,安徽蚌埠233030

出　　处：《华东经济管理》2016年第7期100-106,共7页East China Economic Management

基　　金：国家社会科学基金项目(11BJL056);安徽省教育厅人文社会科学重点基地项目(SK2012B592)

摘　　要：文章首先利用泰尔指数对我国东、中、西、东北四大区域农村金融发展差异进行测度,结果显示,区域内差异不断扩大,而区域间差异则相对平稳。然后,基于泰尔指数分析结果,运用静态面板数据模型研究农村金融发展区域差异的影响因素,研究结果表明,人均邮电业务量、农村人均纯收入和财政支农等因素对农村金融发展区域差异的形成有正向影响,而人均货运量、人均农林牧渔业产值、人均农村固定资产投资和城市化水平等因素有反向影响。最后,提出缩小我国农村金融发展区域差异的政策建议。In this paper,we first use Theil index to measure China’s eastern,central and western and the northeast regional rural financial development differences,the results show that the differences in the region continue to expand,and the region？al differences are relatively smooth. Then we,based on the Theil index analysis results and using the static panel data model, analyze the factors influencing regional differences of the rural financial development. The study results show that per capita business volume of postal and telecommunication services,rural per capita net income,financial support for agriculture and other factors have a negative effect on the regional differences in the rural financial development ,and the per capita volume of cargo,per capita in agriculture,forestry,animal husbandry and fishery output value,per capita rural fixed assets investment and urbanization level factor have a negative effect. Finally,we put forward the policy recommendations to narrow the regional differences of rural financial development in China.

关 键 词：农村金融 区域差异 泰尔指数 面板数据模型 

分 类 号：F127[经济管理—世界经济] F323