农民专业合作社信贷可得性内部影响因素及实证分析——基于广东省农民专业合作社的调查  

Farmer Cooperatives Credit Availability and its Influencing Factors——Based on Suvey farmer Cooperative in Guangdong Province

作　　者：顾群[1] 

机构地区：[1]南华工商学院教务处,广东广州510507

出　　处：《山东农业工程学院学报》2016年第7期19-23,共5页The Journal of Shandong Agriculture and Engineering University

基　　金：广东省哲学社会科学"十二五"规划项目"专业合作社信贷难题及对策研究(GD14XYJ07)";"新城镇化进程中的广东省农民财产性收入增长研究:路径依赖与制度构建(GD13XYJ08)"和"秩序转型下的乡村组织重构研究(GD14XGL05)"

摘　　要：本文通过对广东省内169家农民专业合作社的实地调查,找到农民专业合作社内部影响获得信贷的五种因素,对影响因素进行实证分析,结果表明:合作社的资产总额、盈利水平对获得信贷的影响最大;拥有专业财务人员、带动农户数对获得信贷的影响较大;合作社拥有商标注册、产品质量认证、拥有加工实体和社内进行资金互助对获得信贷的影响不大。According to the data from Guangdong Province, 169 farmers professional cooperatives of farmer specialty cooperative effect various factors to obtain credit, results show that： cooperatives of total assets, the profit level to maximize the impact of credit; with the professional financial personnel, driven by number of households to obtain credit larger; cooperative has a registered trademark, product quality certification, with nrocessing entities and agencies in mutual funds to obtain credit has little effect.

关 键 词：农民专业合作社 信贷可得性 影响因素 广东 

分 类 号：F832[经济管理—金融学]