中国家庭代际财富转移的现状与影响因素--基于CHARLS数据的实证研究  

The Situation of Intergenerational Transfer of Family Wealth and the Influencing Factors:A Study Based on the CHARLS data

作　　者：田青[1] 郭汝元[2] 高铁梅[3] 

机构地区：[1]东北财经大学管理科学与工程学院,大连116025 [2]东北财经大学数学学院,大连116025 [3]东北财经大学经济学院,大连116025

出　　处：《吉林大学社会科学学报》2016年第4期16-27,188,共12页Jilin University Journal Social Sciences Edition

基　　金：辽宁省教育厅优秀人才支持项目(WR2013010);国家社会科学基金重大项目(15ZDA011)

摘　　要：采用CHARLS 2013年全国基线调查数据,对当前中国家庭代际财富转移现状、动机与规模进行定性与定量分析。主要结论有:1)中国家庭代际财富呈现向上转移的特征,同时年轻一代存在明显的"啃老"现象;2)父代对子代的财富转移主要由父代特征变量决定;3)子代对父代的财富转移由子代与父代的特征变量共同决定;4)收入是影响子代与父代之间财富转移的重要因素;5)农村父代对子代的财富转移偏向儿子,但女儿却更有可能给予父母财富转移;6)父母给予独生子女的财富转移规模更大;7)帮忙照顾孙子女会促进父母对子女家庭财富转移的可能性与规模;8)离家较远的子女给予父母更多的财富转移。In this paper,We analyse the situation,motivation,and scale on the Chinese family's intergenerational transfer of w ealth,basing on the CHARLS 2013 national baseline survey data. The main conclusions are as follow s: 1)Intergenerational w ealth in Chinese family usually transfer from progenies to parents,w hile the'eating the old'is popular in younger generation recently; 2) The characteristics of parents influence the transfer of w ealth from parents to progenies; 3) Both the characteristics of progenies and parents influence the transfer of w ealth from progenies to parents 4)Income is the most important influencing factor during the transfer of the w ealth betw een offspring and parents; 5) Rural parents tend to give their property to their sons,but their daughters usually are more helpful to them economically; 6)Parents w ould give more assets to the only child; 7) Parents prefer to give more assets to the progenies if they take care of their grandchildren; 8) Progenies w ill pay more to their parents if they are far aw ay from home.

关 键 词：中国家庭 代际财富转移 TOBIT模型 CHARLS 

分 类 号：F124.7[经济管理—世界经济]