论我国土地银行制度的构建  

On the Construction of the Land Bank System in China

作　　者：朱大旗[1] 李蕊[2] 

机构地区：[1]中国人民大学法学院,北京100872 [2]中国政法大学民商经济法学院,北京100088

出　　处：《法学杂志》2016年第7期42-54,共13页Law Science Magazine

基　　金：国家社科基金项目"当前我国农地融资中的法律政策冲突及立法选择研究"(14BFX173);司法部国家法治与法学理论研究项目"我国农地融资法律问题研究"(13SFB3034);北京市优秀人才培养资助青年拔尖个人项目"当前我国农地信托融资法律问题及对策研究"(2014000026833ZS08);北京市属高等学校高层次人才引进与培养计划项目"我国农地信托融资法律问题研究-以北京为例"(CIT&TCD20154046)的阶段性成果

摘　　要：目前中国农村发展面临的重大现实困境是农村金融资源供给严重不足和农地资源配置的不合理。解决问题的肯綮在于确立一种有效的融资体制机制,一方面将社会资金引入农村,另一方面通过调动农村内部资源尤其是最重要的农地资源以改善农村金融服务。引鉴土地银行制度,通过农地存贷、农地抵押贷款和土地债券发行等农地金融业务的开展可有效耦合农地和资金两大资源,促进农地流转融资,并引导社会资金进入农村发展农业、服务"三农"。本文通过对土地银行这一外生性制度的引入和本土化建构进行研判探讨,以期求解我国农村资金匮乏和农地资源利用不充分之困局。The development of China＇ s rural society must solve a substantive problem that the allocation of rural funding and farmland resources is unreasonable. It is critical to establish an effective financing mechanism and system, on one hand which could introduce social capital in the rural areas, on the other hand which could improve rural financial services through mobilization internal resources, especially the most significant farmland resources in rural areas. Since the land banks carry out farmland finance business such as farmland inventories, farmland mortgages and Land bond issuance, etc, the land bank system could effectively couple two significant resources, farmland and capital resources. The purpose of this paper is to resolve the lack of China＇s rural funds and the underutilization of farmland resources by the discussion of this exogenous system＇s introduction and localization construction.

关 键 词：农地融资 农村资源配置 土地银行 

分 类 号：D922.32[政治法律—法学]