关于我国P2P银行化监管思路研究  

Research about Ideas of Bank Supervision of P2P

作　　者：陆岷峰[1] 张欢[2] 

机构地区：[1]南京财经大学中国区域金融研究中心 [2]南京财经大学金融学院

出　　处：《银行家》2016年第8期54-57,共4页The Chinese Banker

摘　　要：随着我国P2P行业的爆发式增长,其背后的风险也在不断积聚,近期频繁爆雷的线下理财公司为行业发展蒙上了一层阴影,如何加强监管、促进行业 健康发展成为学术界和实物界探寻的焦点。为加强P2P监管,必须严格行业资金准入标准。With china's P2P industry's explosive growth,the risk is constantly accumulating.The recent frequent accidents of financial companies casts a shaow on the development of the industry. It is the focus of academic and practical discussion how to strengthen supervision and practical discussion how to strengthen supervision and promote the healthy development of the indusuy. On this regard, the reasons of investment should be regulated.

关 键 词：监管思路 P2P 信用中介 线下 资金链断裂 资金门槛 征信体系 交易规模 监管经验 操作风险 

分 类 号：F724.6[经济管理—产业经济] F832.4