理财产品相关风险探析  

Discussion and Analysis on the Risk of Wealth Management Products

作　　者：易峘 梁红 

机构地区：[1]中国国际金融股份有限公司

出　　处：《银行家》2016年第8期64-66,7,共3页The Chinese Banker

摘　　要：2015年1月以来,我国理财产品余额迅猛增长。近期,监管机构加强了对理财产品发行和资产管理行业的监管,导致理财产品投资标的价格面临压力。作者对该过程可能会给金融市场带来阶段性的压力进行了分析,并给出了相应对策。Since January 2015, the amount of wealth management products has been increasing rapidly,Distribution and management of wealth management products has been regulated,resulting in investment target prices of the wealth management products under pressure.The author analyzes the pressure brought by financial markets and puts forward the corresponding countermeasures.

关 键 词：产品投资 资产管理 金融机构 无风险利率 增量资金 市场流动性 违约率 拨备率 贷款利率 资产监管 

分 类 号：F832.2[经济管理—金融学]